16M Americans are self-employed. 76M Americans are polyworking.

It's time our healthcare system reflected that.

3 steps · about 5 minutes

  1. Sign the petition
  2. Call Congress
  3. Share on social
Sign the petition Subscribe to the newsletter

You lose a lot of your benefits when you work for yourself.

Read Healthcare, demystified
BenefitsWith an employerSelf-employed
01Health insurance
With an employerEmployers contribute ~$8K.
Self-employedYou pay the whole premium.
02Social Security/Medicare
With an employerYour employer pays 7.65%.
Self-employedYou pay the full 15.3%.
03401(k)
With an employerYour employer adds a match.
Self-employedNo one contributes but you.
04Unemployment
With an employerA 6mo subsidy if you are out of work.
Self-employedYou bridge lumpy cash flows.
05Paid leave & disability
With an employerOften provided as an add on.
Self-employedYou have to buy a private policy.

Sources: KFF Employer Health Benefits Survey, 2026; IRS self-employment tax.

So it doesn't help that our health insurance is getting cost prohibitive.

42%

The projected increase in average Marketplace premiums from 2025 to 2027.

Brad White, fractional consultant, on The Portfolio Career Lab podcast

Meet Brad White.

Brad runs his own consulting business. We talked about how hard it’s been to afford healthcare insurance for his family this year.

Listen to the interview (38 min)

It's time to make your voice heard!

Here are three easy ways to demand healthcare reform from Congress for American polyworkers (for real, this will take you 5 minutes tops. We’ve made it that simple!)

  1. Sign the petition

  2. Share on social

  3. Call Congress

1

Sign the petition.

Our goal is to get 10K signatures to send a clear demand to Congress: Make healthcare affordable for independent workers in America.

Sign the petition now! 30 seconds on Change.org.
Signed it? Next: Step 2 · Share on social ↓

2

Share on social.

Copy the script below, download the petition graphic, and post on your preferred social channel!

Polyworkers for Healthcare Reform graphic with a QR code to sign the petition Download graphic
Shared it? Last step: Step 3 · Call Congress ↓

3

Call Congress.

Call your representatives and tell them you are a polyworker, your healthcare cost is too high, and ask them to make it affordable for the self-employed workforce.

Why calls beat an email

  • Staffers tally calls right away. Emails and letters are sorted later.
  • You can influence their position. Calls help lawmakers understand where constituents stand, especially before they've made up their minds.
  • You go on record. Whether your representative supports healthcare reform or not, your call puts your position as a constituent on the record.

Source: 5 Calls

No ZIP handy? Call the Capitol switchboard at (202) 224-3121 and ask for your members by name. A staff member usually answers; if not, leave a voicemail.

Called? That's all three steps. Thank you!